what we do

Our mission is to reduce barriers to financial inclusion through a simplified loan application system and criteria

CREDIT Facilities

We offer a wide variety of credit solutions ranging from revolving loans, term loans and personalised credit cards.

Investment Options

Our investment options are tailored for both clients with a low-risk and high-risk appetite and offer competitive returns.

Credit Repair

Credit Repair assists individuals to improve their credit record by reviewing their current financial status.

our products

account-assets-audit-bank-bookkeeping-finance-concept (1)
Personal Loans
Get a personal loan of up to R250,000 and enjoy personalised interest rates. Choose the repayment term of up to 24 months.
Credit Cards
Apply for a credit card and use it to shop online or in-store while you earn rewards! Get up to 55 days interest-free credit.
Retail Finance
We have partnered with various furniture stores across South Africa to facilitate the provision of retail financce to creditworthy customers.
Equity Investment
We offer a wide variety of investment options ranging from low risk to high risk investments depending on the client's risk appetite.

Apply for a personal loan in three easy steps

Apply Now

our excellent team

Laura Mashaba
Austin Cruise
Senior Assessor
Lebogang Motha
Debt Resolution
How does It Work ?
Complete your application

Complete the online application form, choose your amount and preffered payment term and upload all supporting documents.

Verification Checks

Upon receiving your application, our dedicated team will perform verification checks to ensure that the information you have provided is accurate.

Funds disbursement

Once verification checks have been completed successfully, we will send you an offer and if accepted, your funds will be disbursed immediately.


check our general questionS

Is account registration required ?

We will automatically create an account for you once you have been approved for a loan.

What is the currency used for all transactions ?

We use our local currency (Rand) for all transactions.

What if I fail to repay my loan?

Should you fail to repay your loan, your credit record will be negatively affected.

see all questions
Cheerful African-American male student or worker in glasses is watching online lectures or webinars and writing notes in a notebook
Loans Issued
Applications Received
Months Experience

what our clients say

I managed to get approved for a personal loan within 24hrs at a reasonable interest rate. All you need to do is to apply online, upload supporting documents and wait for your money 🙂
Nomsa Mhlathi Client
I was extremely stressed because I had spent my money for rent and Vindilac came through for me with an express loan to the value of R8000 to settle my rental expense 🙂
black-businessman-happy-expression (1)
Tshepo Mawe Client