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about us

Vindilac Financial Services is a registered credit provider (NCRCP19074) headquartered in Pretoria, South Africa. We offer a wide range of relevant and affordable credit solutions ranging from personal loans, credit cards, retail finance and debt consolidation. Our primary objective is to close the financial exclusion gap by offering financial products in hard-to-reach communities in the most cost-effective manner. Our products are tailored at meeting the needs of every sector of the economy even though we are biased towards the informal sector given the high levels of financial exclusion.

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why choose us

Although we are fairly new in the micro-lending industry, we have processed more than 500 applications to date and have issued loans to more than 250 clients. Also, we have established two branches and employed more than 10 young professionals.

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Our key objective is to provide financial products to the under-served population through smartphone penetration and various outreach programmes

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Our processes are simple and efficient. The majority of our processes are perfomed remotely although we still conduct branch applications for the digitally illiterate population.

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Our dedicated team is outcome driven and one of our key outcomes is to ensure that our clients engage in productive consumption.

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*Permanent South African resident

*You must be a salaried employee

*Aged between 21-55 years old

*No defaults in the last 12 months

*Earn at least R3,000 per month